Your home is more than where you live. It is one of your biggest financial tools.


With a Home Equity Line of Credit from Members Plus Credit Union, you can access the equity you have built and use it on your terms. Renovate your kitchen. Consolidate higher-interest debt. Cover education expenses. Plan your dream wedding. Or create a financial cushion for whatever comes next.

And here is the best part...

You do not have to choose between a fixed-rate loan and a traditional line of credit.

You can have both.

Find Out If a HELOC Is Right For You!

Put Your Equity to Work

Smart financing should give you options, not limitations.

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Flexible
Access

 

Use what you need, when you need it. You only pay interest on the amount you actually borrow.

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Fixed Rate Stability



Lock in all or part of your balance at a fixed rate for predictable monthly payments.

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Cost-Effective Borrowing



No points or closing costs and competitive rates compared to many unsecured options.

Why Homeowners Choose a HELOC

A Home Equity Line of Credit gives you access to funds without refinancing your entire mortgage. For many homeowners, that is a strategic advantage. 

Use Your Equity Strategically


Borrow money for:

  • Home improvements and repairs
  • Education costs
  • Debt consolidation
  • Major purchases
  • Vacations
  • Emergency expenses

Instead of relying on high-interest credit cards or personal loans, your HELOC leverages the value you have already built into your home.

Disclosure:  Property must be located within a 100-mile radius of the Members Plus main office. 

Apply Today

What Our Members Are Saying

Nina F.

"I’ve been a member of this bank for years. Today I had an online banking issue, and a MPCU team member helped quickly, answered all my questions, and resolved everything. I’ll keep banking here as long as this level of service continues."

John M.

“Recently got a mortgage through MPCU. Rates were the lowest I saw anywhere, and the staff was so responsive and helpful through the whole process. I'd definitely work with them again..”

Alexsandra G.

“I have been a member of Members Plus since 1993. I love Members Plus. I absolutely appreciate all of the staff there. I just opened a CD for one year 7% added some extra money to my savings as well. I just love Members plus and I would never do any other banking with any anyone else than Members Plus. Thank you for being so customer-oriented.”

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We Really Mean It When We Say...

To Us, Banking IS Personal.

If you have any questions or just want a little extra guidance, we are always here to help!

Contact Us